Interest Rates on the way up! Your repayments dont need to be...

If you take away some of the myths about changing your existing loans, refinancing can be a straight forward solution that could save you thousands of dollars and years off your home loan or could simply ease the burden of high repayments, and the process really is quite simple.

Any refinance needs to be very carefully considered to ensure it is the best course of action so professional help is essential.                                                                                                                                                                                                  Here at The Premium Mortgage Group, our mortgage specialists understand what's important when looking to change an existing home loan. We proudly hold high education qualifications for the industry, belong to the industries best practice benchmark association MFAA (Mortgage Finance Association of Australia), and have extensive experience and time specialising in mortgages.

Real reasons to refinance,
  • Your paying too much with your existing lender.
  • Loan repayments have become a strain on the household budget.
    Take action before your loan gets behind; leaving this too late can be extremely detrimental to the overall loan cost and the ability to resolve a short term cash flow problem.
  • Home improvements.
    Looking to improve your home can be an opportune time to revisit your loan costs and at the same time obtain further funds to complete improvements.
  • Multiple loan consolidation.
    If you've got multiple loans, you've generally got multiple costs. Where equity allows, consolidating multiple loans can be an effective solution to saving overall loan costs and can once again be an opportune time to revisit your existing home loan costs.
  • In most cases our time and services are free.

Structured low rate mortgages strategically set to cover a period of high rates or low cash flow can be a very effective solution. We have a number of low rate solutions designed exactly for this purpose.

The process really is quite simple,

 

  1. Call us now to speak with a mortgage specialist.
  2. Meet to develop a strategic and economic loan solution to fit your circumstances.
  3. Leave the rest to us.